The information below is an official offer (public offer) to a legal entity or individual to conclude an agreement on the use of payment services represented by the site https://boomwallet.io. The specified contract is public, i.e. its conditions are the same for all consumers.
The public offer is also accepted when the Subscriber registers on the Provider's website, namely when performing the actions set forth in paragraph 3 of this Agreement, and means the full and unconditional acceptance of all the terms of the Agreement without any exceptions and / or restrictions.
The Provider's website is located at https://boomwallet.io.
The Provider reserves the right to change and / or supplement this Agreement by publishing the Agreement in a new edition on the Provider's website. Acceptance by the User of such an offer is a conclusive action to use any of the Services of the Provider on new terms.
The contract number is a unique number that is issued upon registration on the Provider's website.
The user agreement (hereinafter referred to as the Agreement) is concluded between the payment service provider represented by the site https://boomwallet.io (hereinafter referred to as the Provider) and the user payment system (hereinafter referred to as the Client) in order to use the service and / or any of the websites, applications, products, services, software of the Provider (hereinafter referred to as the Provider's Services).
For the purposes of the Agreement, the following terms are used in the following meaning:
Identification of the Client/User - provision of documents confirming the identity of the Client/User, authorization on the Provider's website.
Wallet - an electronic means of payment, which is intended for the Client to make transfers without opening an account, including settlements with Electronic money. It is a computer program, the interface of which is located and / or available on the Internet on the Provider's Website and is displayed through a program for viewing Internet sites (browser). When it is created, each Wallet is automatically assigned a unique number that matches the number of the relevant agreement with the Client and the number of the Virtual Account.
"BoomWallet" Service - a set of services provided by the Provider to Clients for the transfer of funds without opening an account and the provision of electronic means of payment, a description and other information about which is posted on the Provider's Website.
Electronic money — funds previously provided by the Client to the Provider for the fulfillment of the Client's obligations to third parties, in respect of which the Client sends an order exclusively using the Wallet.
Service Operator - the Service of the site that manages the Service, in relation to which the User has the right to demand payment for the Goods, making Payments or issuing cash.
Authorization - the process of analyzing and comparing the Authentication data entered by the User, the results of which determine whether the User has the right to access the Services of the Provider. Authorization is performed by the Service Operator using the software and hardware of the Service Operator.
Zero Balance – a situation in which the amount of funds available to the User for the purpose of submitting claims to the Service Operator for making settlements in favor of the Payee is equal to 0.00 Russian rubles.
Tariffs - the Service Operator's commission system applied to the services provided by the Service Operator, established by the Service Operator and posted on the Service's WEB-site. Tariffs are part of the Agreement.
2.1 The subject of the Agreement concluded by the User by joining this Offer through the performance of implicit actions provided for by this Offer is the provision by the Service Operator to the User of services for using the Service in order to make settlements by the User in favor of the Payees.
2.2 In order to properly provide the Service Operator with services under the Agreement concluded on the terms of this Offer, the User undertakes before the Service Operator begins to fulfill its obligations under clause 2.1. of this Offer to accept the Offer in the manner provided for in sections 3, 4 of this Offer, and replenish the User Account Balance in the amount at its discretion.
3.1 Rights and obligations of the Client:
3.1.1 The Client undertakes to comply with the current legislation of the country of his residence, the rights and legitimate interests of the Provider and third parties.
3.1.2 The Client undertakes to provide complete, truthful and accurate information in the amount necessary for the provision of services by the Provider.
3.1.3 The Client undertakes to update contact details and inform the Provider about changes in personal data within 7 (seven) calendar days from the date such data has changed.
3.1.4 The Client undertakes to ensure the protection of the Wallet authentication means in order to prevent unauthorized access of third parties to the Client's personal funds. In case of suspected compromise of authentication means, the Client undertakes to immediately inform the Provider by contact details about these situations and events, about their causes and
consequences in any way available to the Client.
3.1.5 The Client undertakes not to use anonymizers (proxy servers, sox servers, distributed anonymous networks such as “tor”, etc.) when working with the Provider's Services.
3.1.6 The Client has the right to access his Wallet at a convenient time for him and transfer available funds in favor of third parties.
3.1.7 The Client has the right to return the funds remaining on the Wallet by transferring to a bank account or other payment systems.
3.1.8 Self-registration of the User Account in the Service is carried out in the following order:
a) enter the email address of the Web site of the Service in the address bar of the Internet browser:
b) enter an email address in the registration form, in the future it will be used as the User's name (login) when using the Service; date of birth (used when recovering a password.)
c) enter the Password in the registration form
3.1.9 After registering in the Service before passing identification, the User can replenish the Balance in the amount at his discretion in one of the following ways:
a) depositing the appropriate amount of money through the Terminal;
b) depositing the appropriate amount of funds through the Payment Acceptance Point;
c) debiting the corresponding amount of funds from virtual accounts registered in payment systems
d) When replenishing the Balance by one of the methods provided for in subparagraphs a), b) and c), the maximum amount of funds deposited by the User for the purpose of such replenishment cannot exceed 50,000 (fifty thousand) rubles 00 kopecks.
e) depositing the appropriate amount of funds to the account of the Service Operator by providing funds from a bank card, the maximum amount of funds deposited by the User for the purpose of such replenishment is indicated in the personal account when choosing a payment method.
3.1.10 The Service Operator reserves the right to refuse the User to conclude the Agreement on the terms of this Offer unilaterally without additional explanation of the reasons
3.2 Rights and obligations of the Provider:
3.2.1 The Provider undertakes to provide technical support for the payment system for its full and uninterrupted functioning.
3.2.2 The Provider undertakes to execute the client's payment order in accordance with the established deadlines, and if such an operation is impossible, to return the funds to the Client's Wallet minus the direct costs of the transaction, including the Provider's commission for the provision of the Service.
3.2.3 The Provider is not responsible for the loss of the client's personal data due to the Client's non-compliance with information security rules.
3.2.4 The Provider has the right to early and unilaterally terminate this Agreement in the following cases:
3.2.4.1 Violation of this Agreement by the Client;
3.2.4.2 Formation by the Client of a payment order for the provision of goods and services prohibited (restricted) for service in the payment service (the full list is given in Appendix No. 1 to this Agreement)
3.2.5 In cases provided for by applicable law, the Service Operator has the right to suspend the User's right to Use the Service in full or in part of the provision of individual services, until the User passes the identification / simplified identification procedures. The procedure for passing identification/simplified identification is given on the Website of the Service. The identification/simplified identification procedure is considered completed from the moment the Service Operator confirms the completeness and reliability of the data provided by the User by changing the User's status in the Service by the Service Operator.
4.1 The Client undertakes to be identified on the Provider's website in order to gain access to the Wallet. Client identification involves providing the information necessary to identify the Client, depending on the type of Wallet.
4.2 After registering the User Account and replenishing the User's Balance, the User has the right to use the Service, including for the purpose of making Payments.
4.3 Payments are made by the User by generating, certifying and transferring to the Service Operator an order to make a Payment in favor of a specific Payee in electronic form.
4.3.1 To generate an order, the User provides Payment details (including information about:
(i) the Payee in whose favor the Payment is made;
(ii) payment details that identify the purpose of the Payment (such as the subscriber's telephone number, details that will be used to make payments, the number and date of the agreement between the User and the Payee, other details, depending on what information is to be provided at the time of making
payment);
(iii) the amount of the Payment; and etc.)
4.4 The User acknowledges that the obligations of the Service Operator to the User to execute the order to make a Payment are considered fulfilled in full from the moment the funds in the amount of the Payment are debited from the correspondent account of the Service Operator in favor of the Payee in accordance with the details provided
The user in accordance with clause 4.3.1. of this Offer.
4.5 The Service Operator does not regulate or control the eligibility of the User's transaction with the Payee, its terms, as well as the fact and consequences of concluding, executing and terminating the transaction, including in terms of the return of payment for such a transaction and the payment by the User and/or the Payee of applicable taxes and fees. Also, the Service Operator does not consider the User's claims regarding non-performance (improper performance) by the Payee of its obligations under the transaction, including obligations to transfer the Goods purchased by the latter to the User.
4.6 The Provider provides the Client with the opportunity to select the type of Wallet at the time of identification.
4.7 The client can register and use only 1 wallet.
4.8 Wallet with simplified identification without card verification:
4.8.1 The Client undertakes to provide his e-mail address and phone number for identification on the Provider's website.
4.8.2 The Client has the right to conduct payment transactions in the amount of 50,000 RUB (fifty thousand rubles) within 30 calendar days (or the equivalent in other means of payment provided by the Provider at the official exchange rate on the date of payment) without undergoing verification of the User's card.
4.8.3 The Client may at any time, at his own request, increase the level of identification by providing the Provider with additional information. The term for consideration of the application is no more than 3 working days.
4.8.4 If the limit on payments from unverified cards is exceeded, the funds are debited from the client's account and blocked by the provider for a period of 7 calendar days. After 7 calendar days, the payment will be unblocked and the funds will be returned to the client on the card balance. The term for the return of funds may be changed depending on the conditions of the issuing bank. In case of carrying out the procedure of full identification and verification of the card, the payment will be unblocked and automatically credited within 24
hours from the moment of confirmation of card verification by the provider.
4.8.5 Payouts from a wallet with simplified identification are not available to the Client. A user who has passed the simplified identification procedure is not identified.
4.9 Wallet with full identification without card verification:
4.9.1 The Client undertakes to provide for identification on the Provider's website:
- your email address and phone number;
- photographs of the pages of the original passport of good quality, containing the following information: photo of the client, passport number, date of birth, date and authority of issue of the document, its validity period;
- photographs of the User with a valid User's passport in one hand and an A4 sheet with the last four digits of the purse number that is identified in the other hand. The photo provided must display a page of the User's valid passport containing the last name, first name, patronymic (if any) of the User, as well as passport details. The photo must clearly display the User's appearance, as well as the indicated passport data and the last four digits of the wallet number. Direction not allowed
fake, distorted, fuzzy or edited images.
- confirmation of the address of residence.
4.9.2 The Client has the right to conduct payment transactions (except for bank cards) in the amount of 50,000 RUB (fifty thousand rubles) in 30 calendar days (or equivalent in other means of payment provided by the Provider, at the official exchange rate on the date of payment) by any available way other than cards.
4.10 Wallet with full identification and card verification:
4.10.1 The Client undertakes to provide for identification on the Provider's website:
- your email address and phone number;
- photographs of the pages of the original passport of good quality, containing the following information: photo of the client, passport number, date of birth, date and authority of issue of the document, its validity
- photographs of the payment card containing the following information: card number (first 6 and last 4 digits) It is not allowed to send fake, distorted, fuzzy or mounted images.
4.10.2 The payment service has no limitation on payment transactions for Clients who have passed full identification and verification of cards, but the amount of limitation on payment transactions is possible, which depends on the Bank - the card issuer and the Provider.
4.10.3 Payments from a wallet with full identification are available to the client.
4.11 Provider Tariffs.
Commission for transfer operations within the Provider's system - 0%.
Commissions for account replenishment or transfers to other systems are available in the User's personal account.
4.11.1 The Provider has the right to block the Client's Wallet:
4.11.1.1 at the initiative of the authorized state bodies;
4.11.1.2 at the initiative of the Client;
4.11.1.3 on their own initiative in one of the following cases:
4.11.1.4 Violation of this Agreement by the Client;
4.11.1.5 Formation by the Client of a payment order for the provision of goods and services prohibited (restricted) for service in the payment service (the full list is given in Appendix No. 1 to this Agreement).
4.11.2 Blocking the Wallet entails the termination of all operations by the Provider.
4.11.3 Closing the Wallet:
4.11.3.1 The Client has the right to close the Wallet at his own discretion at any time convenient for the Client. To close the Wallet, the Client must:
4.11.3.2 Withdraw the funds available on the Client's balance by transferring money using one of the methods available to the Provider;
4.11.3.3 Submit a request for closure to the Provider's support service.
4.11.4 The Provider has the right to close the Wallet if:
4.11.4.1 A relevant request has been received from the Client;
4.11.4.2 There has been a violation by the Client of this Agreement;
4.11.4.3 The formation and/or execution by the Client of a payment order for the provision of goods and services prohibited (limited) for servicing in the payment
service (the full list is given in Appendix No. 1 to this Agreement).
4.11.4.4 The Client's Wallet has a zero balance and has not been used for 1 (one) year.
5.1 Claims of the Client on the Services provided are accepted by the Provider for consideration only in writing and no later than 3 calendar days from the date of the dispute. The term for consideration of the Client's claims is no more than 30 (thirty) business days.
5.2 All disputes and disagreements arising in the process of using the Services from this Agreement are resolved through negotiations.
5.3 If the dispute cannot be resolved in accordance with clause 5.1. Agreement, such a dispute is resolved by the competent court at the location of the service.
6.1 The Parties shall be released from liability for non-fulfillment of mutual obligations in the event that their non-fulfillment was the result of force majeure circumstances that arose after their accession to this Agreement, or the occurrence of emergency events that could not be prevented or foreseen before their occurrence. The party in respect of which force majeure circumstances are in force is obliged to notify the other party no later than 10 days after the occurrence of these circumstances.
6.2 The Provider is not liable for risks beyond the control of the Provider, including force majeure circumstances that entailed the complete or partial loss of funds on the client's account, for example, in case of fire or other restrictions on access to funds providing a confirmed supply of digital currency (bankruptcy of banks, payment systems, other cases related to the complete or partial restriction of access to the provision of digital currency on the Client's account).
List of categories of goods and services prohibited (restricted) to service: • Category "Adults Only"
• Art
• Artifacts, goods related to burial
• Catalytic converters and sensor tubes
• Contracts for the maintenance of mobile (wireless) phones
• Announcements to raise funds for charitable purposes
• Cosmetics: used
• Counterfeit banknotes and stamps
• Credit cards
• Currency: sale
• Descriptions of medicinal or similar medicinal products and substances
• Medications and supplies
• Electronic equipment - examples: cable decoders, radar antennas and traffic control devices
• Electronic surveillance equipment - examples: electronic eavesdropping equipment and telephone eavesdropping devices
• Embargoed goods and banned countries – example: goods from Cuba
• Firearms, self-defense equipment, and knives – examples include pepper spray, dummy guns, and stun guns.
• Food and health products
• Government documents, certificates and licenses
• Items related to government, transit, and shipping - examples: aircraft manuals, subway uniforms, and US Postal Service (USPS) mail bags
• Flammable materials - examples: batteries, fireworks and coolers
• Human remains and body parts
• Products that incite illegal activities - example: an e-book on the manufacture of methamphetamine
• Devices for opening locks
• Lottery tickets
• Mailing lists and personal information
• Manufacturer coupons
• Medical devices - examples: contact lenses, pacemakers and surgical instruments
• Military goods (also see the Firearms, Self-Defense and Knives section)
• Multi-level marketing, pyramids and matrix programs
• Offensive material - examples: offensive material, inappropriate for racial or ethnic reasons, and Nazi paraphernalia
• Pesticides
• Plants and seeds
• Goods related to law enforcement
• Political souvenirs (reproductions)
• Franking machines
• Prescription drugs
• Prohibited Services
• Real estate
• Recalled items
• Slot machines
• Brands
• Shares and other securities
• Stolen goods
• Surveillance equipment
• Tobacco products and smoking blends
• Weeds
• Precious stones and metals and products from them
• Malicious software
Appendix No. 1 to the User Agreement on the General Terms of Service
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